Chloe Wohlforth, pictured with her father Martin, killed in the terrorist attacks on the World Trade Center on September 11, 2001, said she still feels his presence in her life.
credit: Chloé Wohlforth
For Chloe Wohlforth, September 11, 2001 started out as a normal day.
As she sat in her French class at high school in Greenwich, Connecticut, she began to change, and a friend came over and said a plane had landed in the World Trade Center in New York.
Chloe’s first instinct was that her father, Martin Phillips Wohlforth, 47, managing director of Sandler O’Neill & Partners, with offices at 104e The floor of the south tower of the World Trade Center will be fine.
He quickly realized that the situation was much more serious.
After being picked up from school by her mother and grandmother, Chloe returns home at the start of a busy and uncertain period.
The family hung pictures of Martin, also known as “Buff,” as a missing person in town. Chloe made a TV news appearance to describe what it looked like if her father was injured or met him in the hospital.
This frantic search eventually turned into mourning when it became clear that Martin had not made it out alive.
At the time, it was as if the world had ended as she and her family knew, recalls Chloe. The process of dropping flowers, dropping food, or making phone calls continued.
“People presented themselves in the most selfless way I have ever seen,” said Chloe.
While many people have asked, “How are you? Or “What can we do?” A couple asked the same question, but about family finances.
“I don’t know,” Chloe said, her mother’s response, as her father had always handled the money.
These friends introduced her mother to a financial advisor, who helped put her back together in October 2001.
“We’re lucky someone decided to ask this tough question,” Chloe said.
the inheritance of a father
Chloe, 36, remembers Martin as an amazing father. “Of course I am biased,” she admitted.
Although he has dedicated himself to his career as a bond trader, he has always put his family first.
On weekdays, he got up at 4:45 am to go to the World Trade Center. On weekends, he would first wake up at 5:45 am to go golf for the tee so he could have more time to spend with his family.
During the week, Martin would invite Chloe, an only child, to school to wish her luck no matter what test she took or played that day. While work was very important to him, he walked through the door every night for dinner at 7:30 p.m.
“I still feel his presence and his support today,” said Chloe.
“I still think how amazing it is that he could have been such a source of support that I can always lean on him.”
Chloe Wohlforth, CEO of Angels Wealth Management’s New York office, was inspired to join the profession after seeing how much a consultant had helped her family after 9/11.
credit: Chloé Wohlforth
As she began to consider college, Martin was adamant that Chloe would look around and find the best fit for her.
Although he didn’t push her to attend Princeton University, she enrolled after graduating from Greenwich Academy in 2003.
At Princeton, he earned a degree in art history. “I was and still am an art lover,” said Chloe.
After graduating in 2007, a career in financial services began to unfold. An internship at Bear Stearns led to a full-time job in a hedge fund.
When a position opened at a wealth management company, Chloe said she realized she would directly help individuals and families in the same way her mother’s mentor helped her. family.
influence of a financial advisor
Today, Chloe is a Certified Financial Planner and is Managing Director of the New York office of Angels Wealth Management.
The financial advisor her mother started working with in 2001 is still a part of her life.
This initial introduction came at a time when Chloe and her mother were “in the midst of all sorrow and despair” and in great uncertainty.
In addition to dealing with the loss of her husband, Chloe’s mother also faced big questions. Will they also have to mourn their old life and start all over again? Will they have to sell their house? Will Chloe have to go to another school? What about college?
Her financial advisor, who asked to remain anonymous, went through all the financial details her mother could get her hands on and was there to read between the lines and figure things out, Chloe recalls.
New York firefighters gather at the 9/11 Memorial & Museum in New York City on September 11, 2020, as America celebrates the 19th anniversary of the September 11 attacks.
Angela Weiss | AFP | Getty Images
They worked to ensure they were in the best position, she said, from building an investment portfolio to handling the enormous amount of paperwork that accompanies such a tragic event.
“He became her lawyer like I had never seen him before, and we were complete strangers,” Chloe said.
While Chloe now has a say in her mother’s financial situation, the mentor “will always be a huge resource” for her mother.
“What I really saw with him was how much I felt compassion for my mom,” Chloe said. “It took me years to figure out what that meant. “
The relationship was an “a-ha” moment for Chloe, she said. She knew she wanted her financial independence. At the same time, she also saw how powerful good financial advice can be.
Today, Chloe aspires to provide the same level of care to her clients, many of whom are women.
He said his father would be happy.
“I think he’ll probably be surprised and happy with the kind of work I’m doing and being in a place like Angeles,” Chloe said.
For Chloé, 20 years old. remember september 11e The anniversary of the terrorist attacks is a bit sweet. While this day represents an immeasurable loss for many, it was also a moment of unity.
“People really rose to the challenge and helped in any way they could,” she said.
Twenty years later, some of these efforts have continued to bear fruit.
After the September 11 attacks, many people sent Chloe books on death and bereavement. He was particularly impressed with “The Next Place”, a children’s book by Warren Hanson.
This inspired Chloe to launch a campaign to send the book with handwritten notes to all the children who lost their loved ones in the 9/11 terrorist attacks. For help, she enlisted the help of other students and teachers.
At a recent funeral, someone approached Chloe to reveal that she had received a copy of “The Next Place”. Inside the book was an article about the project with his photo.